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How Do I Find Money to Pay Off Debt?
There is one reason you are in debt – you spend more than you earn. It is not rocket science; it is a matter of first-grade arithmetic. If regularly spend more than you earn, you will be in debt. “Ah, now I understand’, you are thinking. ‘But if that…
Which Debt to Pay Off First?
After working out what debt you have, it is time to decide which debt to pay off first. There are different schools of thought, and various personal finance gurus will offer different counsel. I will not tell you what to do or which debt to pay off first –…
What Debt Do I Have (and five practical steps to work it out)
What debt do I have? Many readers ask this critically important paying off debt question– having a clear picture of your debt allows you to calculate whether you can pay it off, and make decisions about specific ways to approach your debt and the order in which to tackle…
Facts You Might Not Know About Online Trading
Trading online involves a whole lot of knowledge. That’s why it is recommended to always stay in touch with recent news, trends, figures and other elements that can affect how the markets perform. However, there’s more to it than that. As a trader, you also need to know the…
Stocks and Shares ISA is an Extraordinary Opportunity for Ordinary Investors
Do you have stocks and shares ISA? Have you maxed out your investing ISA before the end of the tax year on April 5th? Statistically speaking, you probably don’t have stocks and shares ISA – in 2018-19, there were only 2.5 million investing ISA accounts in the UK. Furthermore,…
The Money Principle is Dead; Long Live The Money Principle
I created The Money Principle eleven years ago to share my journey towards money mastery and hold myself accountable. At the time, we were still in too much debt, and my grasp on personal finance was still tenuous at best. Since then, our situation and The Money Principle have…