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I Don’t Get the Fuss About Early Retirement
Early retirement. It’s the holy grail of personal finance, isn’t it? Entire communities have sprung up around the idea, fuelled by promises of cocktails by the beach, no money worries, and the ultimate dream: the freedom to choose how to live your life. It’s alluring, I’ll admit. But it…
How to Make £100 in 24 Hours from Nothing
One grey, rainy afternoon years ago, I was sitting at my kitchen table, staring at my dwindling bank balance, wondering whether and how I could make £100 in 24 hours. At the time, I had no savings to dip into, no convenient fallback. It seemed impossible at first—like magicking…
Our Money Housekeeping for 2024 (An Expensive Year)
At the start of each year, I conduct my money housekeeping exercises, confronting reality even when it is daunting. One may be reluctant to face what is uncovered. Today, my friends is the day to reflect on 2024 and see how we did. I will follow the “Essential Money…
Buying Gold Coins as an Investment (& Why It Makes Sense)
Yes, my friends, I have been buying gold coins as a wealth-preservation strategy. What you see above is my very first gold coin, minted by the Royal Mint. This isn’t just a shiny piece of gold—it’s my venture into buying gold coins as an investment, and I hope it’s…
Understanding Financial Health (& the Dream of Prosperity)
Our understanding of financial health often reduces the concept to numbers—how much you earn, owe, and what’s left in your savings account. But if you’ve ever been scared to open a bill or felt like your dreams were slipping away because of money worries, you know financial health isn’t…
Is the Nutmeg Stocks & Shares ISA Worth It?
Are you thinking about expanding your ISA portfolio and eyeing Nutmeg? Let’s break down what Nutmeg Stocks and Shares ISA offers seasoned investors, from features to performance. In this review, I’ll share my ten-year experience with Nutmeg Stocks and Shares ISA, including insights into performance and the lessons I’ve…