5 Ways Artificial Intelligence Could Change How Writers Make Money
We tend to think of artificial intelligence as a thing of the future. However, it is interesting to consider whether it would change how writers make money. Science fiction has presented scenarios about intelligent machines, from R2-D2 and C-3PO’s metal-plated Abbott & Costello routine to The Terminator’s hellscape vision….
Nutmeg Review (& Is Nutmeg Investing a Choice for You?)
Our Nutmeg review is informed by research and experience—I have invested in a Nutmeg ISA for a decade. Nutmeg or any third party did not influence my opinions. Please read the review, including my take on the Nutmeg portfolios, investment styles, and analysis of Nutmeg performance, and decide whether…
Nutmeg ISA Review (& Lessons from a Decade Investing)
Are you considering opening an ISA but can’t decide which one to choose? Let me tell you about the Nutmeg ISA, then. From my Nutmeg ISA review, you will learn about its distinguishing features, performance, and what that means for your venture into the investing world. Finally, I will…
10 Investment Myths Women Believe Debunked
Investment myths are not harmless tales of times past. No. They are the monsters lurking in the shadows of your mind, gobbling down your resolve to start investing and change your life. Because of these investing myths, your nose is pressed against the window of the investing world, looking…
What is the Problem with Low Savings (& How it Affects You)?
Let me ask you a question: How much savings do you have? Keep the answer to yourself if you like. We are British, and we view (over)sharing about money as vulgar. But if you have low savings, keep reading. According to a recent study, over 11 million people in…
Essential Money Housekeeping for 2024 (& How I Did It)
Every year, early in January, I do our money housekeeping. Why do I do that? Some may say I do it because I am a boring old f*rt with nothing better to do. They will be wrong. I conduct our money housekeeping inventory because I see it as a…
Stay Debt Free Forever (& Money Management Systems to Help)
Let me tell you what I know about how to stay debt-free and the money management systems that helped me do it. (Yes, we have lived debt-free since 2013 when we paid off £100,000 consumer debt.) You see, to get out of debt and stay debt free you need to:…
Pay Off Your Debt (& Obstacles You Must Overcome)
To pay off your debt you must: Be single-mindedly committed; Crave debt freedom with the hunger of a thirsty man in a desert; Take pride in paying off your debt; and Have a great plan. Do you want to pay off your debt this year? I know that the economy…
ISA Annual Allowance Demystified (& How to Use It Optimally)
Today, I will help you understand the ISA annual allowance and how to use it to optimise your returns. First, let’s clarify what the annual ISA allowance means – consider it your highway to tax-free savings and investments. Whether you’re a savings newbie or a seasoned investor, these tips…
Supercharge Your Vanguard ISA by Being Spectacularly Boring
As a Vanguard investor, you can see your Vanguard ISA as your straight road to financial bliss. It is not going to make you a private plane wealthy fast, but over the long run, it will help you build a hefty pile of cash. And you don’t have to…
5 Things to Know Before You Invest in Gold
As a novice, when you invest in gold, the array of choices can appear quite intimidating. Your conscious choice to broaden your investment horizon by including an asset like gold illustrates your prudence in financial management. You should exercise the same level of care and understanding while making your…
How to Stop Worrying About Money (& My Experience)
Learning how to stop worrying about money is the first step toward financial liberation. Because worrying diverts too much energy from important things like living life and enjoying it. Behind closed doors, most of us have simple desires concerning our finances. It’s not about luxury and excess, but the…