Annual Review 2021: A Roller Coaster of Hope and Disappointment
For most of my life, I tried to keep positive. Not like the annoying chirpy positivity coming from ignorance and avoidance. I subscribe to the positivity trend coming with understanding and shifting perspectives. However, 2021 was a challenging year. Not as difficult as 2020 – this was profound darkness…
The Net Worth Pyramid and Why It Is So Important for You
In this post I share a simple idea to help you look at your net worth (your estate) and make decisions about improving it. The ‘net worth pyramid’ uses two characteristics of wealth – risk and liquidity – to bring some order into the uncertain territory of assets, investments, possessions…
5 New Year’s Resolutions About Money for 2022 You Must Try
It is a truth universally accepted that New Year’s resolutions last less time than it takes to digest your Christmas meal. Do you think that New Year’s resolutions about money fare any better? Probably not. ‘Save more money’ is a popular New Year’s resolution, up there with ‘exercise more’…
Here is Why We Give to Food Banks Every Month (And You Must As Well if You Can Afford It)
Food banks are the most severe indictment of our society, there are no two ways about it. And before you send me to Hades for shaming users of food banks, let me clarify – using foodbanks is not what I find objectionable but their very existence. Call me old…
9 Helpful Starting Points to Paying Debt You Rarely Hear Mentioned (Part 2)
Last Monday, I published the first part of this post that contains the four unconventional starting points to pay off debt and become debt-free. These are: Get your Lizzard brain under control Get inspired by the debt payment stories of others Tell a family member or a friend about…
What Did You Buy on Black Friday? (And why I think we will be much better without these events)
Last Wednesday, my fingers were itching to fly over the keyboard. I wanted to write a scathing blog post warning you friends about the dangers and pitfalls of indulging in the craziness of Black Friday. Why didn’t I write a warning post? Two reasons. First, the last thing I…
9 Helpful Starting Points to Paying Debt You Rarely Hear Mentioned (Part 1)
Congratulations! You have committed to paying debt. And this time is different, right? Still, you find yourself shrouded in confusion. Where do you start paying debt? What do you do first? I have been where you are now. Do you know what was the first thing I did when…
A Brief Note on Passive Income: Forever Nirvana or a Wild Goose Chase
Passive income is a tantalising prospect. When it comes to reality and making real cash, things can resemble a wild goose chase rather than a ‘forever’ nirvana. There is a lot of talk in the media about passive income. Passive income is presented as the panacea that will allow…
10 Subtle Signs You Are Ready to Sort Your Money Out (Most are not about money at all)
You can have the life you want when you sort your money out. Most of us don’t dream about the insane luxury of private jets, drinking champagne on a yacht and living in a house with gold-plates bathrooms. We dream about a life that ticks smoothly and we have…
5 Excellent Reasons to Celebrate Your Debt (While demolishing it one payment at a time)
Have you considered learning to celebrate your debt? I bet you haven’t. I bet you spend your time vilifying, hating, and fearing your debt. You are not alone. Most of us, who have real-life experience with enormous debt, have swum in the ocean of negativity that comes with realising…
Our Relaxing Weeks in the Sun (After More Than Two Years of No Flying)
We are just back from a very relaxing two weeks in the sunny Algarve, Portugal. I don’t know about you, friends, but I have missed spending time in the sun. And I mean the Southern sun that makes your skin prickle with heated awareness, not the Northern sun caressing…
How to Manage Money Wisely in a World Relentlessly Urging You to Spend
I used to think that learning how to manage money wisely is about as exciting as watching snooker on TV. I also believed that money management and keeping track of money are miserable spoilsports. What can I say, I have a strong hedonistic streak – I believe it is…