Free Income and Expense Worksheets for Better Budgeting
Managing your finances doesn’t have to be daunting, especially with many free income and expense worksheets available. These easy-to-use tools help you track where your money goes, plan, and, most importantly, gain control of your finances. You can create an income and expense worksheet or use a free budgeting…
100 Words on the Surprising Benefits of Paying Off Debt
Paying off debt offers more than just financial relief—it provides surprising benefits that can improve your overall well-being. First, it reduces stress and anxiety, giving you peace of mind and freeing mental space. With no debt, you gain control over your income, allowing you to save, invest, or spend…
Debt Snowball vs. Debt Avalanche: How to Pay Off Debt Faster
Debt is like that naughty friend who shows up at your party and refuses to leave. You politely ignore it at first, but the longer it lingers, the more uncomfortable you feel. It takes over your thoughts, drains your wallet, and keeps you from living your best life. But…
How to Stop Worrying About Money (& My Experience)
Learning how to stop worrying about money is the first step toward financial liberation. Worrying diverts too much energy from important matters like living and enjoying life. Behind closed doors, most of us have simple desires concerning our finances. It’s not about luxury and excess but the freedom to…
How to Create an Income and Expense Worksheet?
Managing your finances can feel daunting, but creating a simple income and expense worksheet is a fantastic way to gain control over your money. The good news? You don’t need to be a technical whizz or a spreadsheet expert to build one. This step-by-step guide will walk you through…
Fifteen Ways to Make £300 Monthly (& Keep the Fridge Stocked)
Editor’s note: This is the first of three articles on different ways to make money. Here, I list fifteen ways to earn enough to fill your fridge with food for a month. We’ve assumed the average family can do this on about £300/$500 per month. Look at the…
How to Make a Weekly Budget: A Simple Step-by-Step Guide
Budgeting is often restrictive and complicated, but it doesn’t have to be! Making a weekly budget can offer you the freedom to spend on what matters most while controlling your savings and spending. With a well-designed weekly budget, you can easily manage your finances, reduce unnecessary stress, and even…
Budget like a Boss: Three Stages to Successful Budgeting
People often ask me how I budget. Let me unveil the secrets of successful budgeting. That’s fair game. I am in personal finance, and I have a personal finance blog on which I’ve written a fair bit about successful budgeting, how to pay off debt, and investing. I’ll be completely…
Create a Monthly Budget in 5 Easy Steps (& Dominate Your Money)
Create a monthly budget that is fun, enlightening, and liberating by following these five easy steps. You are finished with your shopping. All groceries have been scanned and packed. You present your card to the reader and hear a beep. Your heart twists at the message ‘insufficient funds’. How…
9 Must-Have Kitchen Gadgets for Healthy Eating (& Budget)
If your kitchen has the must-have kitchen gadgets, you can come home to the smell of a healthy meal. Your grandmother probably spent most of her days cleaning and cooking for the family. You don’t need to do that! With the right kitchen gadgets, you can quickly turn fresh…
Cash Flow Game: How to Play and Learn Financial Independence
I have to tell you that because of the Cash Flow game, I’m even prepared to forgive Robert Kiyosaki for writing “Rich Dad, Poor Dad.” We have the game. We played it when our son was young, and we play it now when he wins nearly every time. We…
100 Words on Making Money with Special Skills (in the UK)
If you have special skills, earning money quickly in the UK is possible through: Freelancing platforms like Upwork, Fiverr, or PeoplePerHour (you can offer services like graphic design, writing, web development, or marketing). Skilled trades, such as plumbing, electrical work, or handyman services, can bring fast cash through local…