Build wealth. Love your life
If you struggle to get your finances in order and dream of attaining financial independence, but don’t know where to begin, you can master personal finance with proper advice and guidance. By establishing a solid foundation of financial literacy, you can achieve financial stability and security. This article explores…
Here you will find 12 solid ideas about what to do when you have no money. You may think that some of them are impossible to achieve. Keep an open mind and persist. Overcoming having no money will not happen overnight. Ever found yourself looking into a fridge that…
Are you toying with frugal living? Are you held back because you don’t understand how to live frugally? Would you appreciate some practical, frugal ideas to start you off? Look no further. I give you: A brand of frugality that helps you live a cheaper and richer life. The…
Here you will learn how to implement a new money management strategy and cut your monthly spending by up to 20%. Your money never seems to stretch far enough, does it? You need to cut your monthly bills but want to avoid the pain of strict budgeting. I know…
Swipe. Ding. Another purchase made using contactless payment. Oh, the sweet sound of convenience, right? Still, are you feeling a bit out of control deep down? Do you feel your money is leaving your bank account faster than you can say ‘swipe, ding’? I know. I felt the same….
Create a budget that is fun, enlightening, and liberating by following these five easy steps. You are finished with your shopping. All groceries have been scanned and packed. You present your card to the reader and hear a beep. Your heart twists at the ‘insufficient funds’ message. How the…
Does it feel difficult to make your pay stretch to the end of the month without having to cut back on the things you enjoy? If you’re struggling to free up cash, there are easy-to-implement budget hacks to reduce your spending without feeling like you’re missing out. Below, we…
Here is a tasty and affordable pancake recipe. I call them ‘skinny pancakes’ because they are made with water, not milk. Pancakes with honey and feta cheese! I know this sounds like a strange combination but next time you are eating pancakes don’t keep only to sugar and lemon….
I had to learn how to stop overspending, and I didn’t even realise I had been doing it. Yes, I would have been seriously offended if you had asked me ten years ago whether I was overspending. In my mind, I was living modestly. Then I kept a spending…
I used to think that learning how to manage money wisely is about as exciting as watching snooker on TV. I also believed that money management and keeping track of money are miserable spoilsports. What can I say, I have a strong hedonistic streak – I believe it is…
Living a frugal life refers to being very rational and intentional with your spending. It involves prioritising your spending on things that matter the most and cutting back on those that don’t. Living frugally can have different meanings to different people. However, it does not necessarily mean choosing a…
Who isn’t looking for frugal tips to lower their energy bill, right? It is winter and the costs of energy are creeping up. And the higher your energy bills goes the lower your belly sinks because cash is tight, especially this winter. I know. I’ve watched our energy bills…