Build wealth. Love your life
Frugal living, for some, is as natural as breathing. They celebrate every penny saved, revel in every deal and glory in even the smallest money win. I’m not like that. Being frugal never rocked my boat and ‘saving for saving’s sake’ has never been my thing. Don’t misunderstand me….
I used to think that learning how to manage money wisely is about as exciting as watching golf on TV. I also believed that money management and keeping track of money are for miserable spoilsports. What can I say, I have a strong hedonistic streak – I believe it…
Living a frugal life refers to being very rational and intentional with your spending. It involves prioritising your spending on things that matter the most and cutting back on those that don’t. Living frugally can have different meanings to different people. However, it does not necessarily mean choosing a…
Who isn’t looking for frugal tips to lower their energy bill, right? It is winter and the costs of energy are creeping up. And the higher your energy bills goes the lower your belly sinks because cash is tight, especially this winter. I know. I’ve watched our energy bills…
Creating and sticking to a budget on your own can be tough. Forming a working family-friendly budget for you and your significant other can be even more challenging. Yet, developing a budget for your entire family is another level of difficulty. Managing your family’s finances can present numerous issues…
Automate finances the right way by: Automating your savings; Partially automating your investing; Automating your fixed bills, and semi-automating your changeable spending; Leaving your variable spending manual. Automate your finances, they say. It is like getting your budgeting off the ground and putting the autopilot on – you can relax,…
Eating well for less is high on my mind at present. My inventory of spending for 2020 told a story of food bills that can be lower. Ten years ago our overspending on food was from waste; today this is not the case. Our compost contains proper waste. So,…
Here is the next instalment of operation ‘focus on money’ we at The Money Principle are conducting – this week, we inventory in detail our earning, spending, and net worth during 2020. Some of you perhaps committed to doing this with me, and now is the time to share…
Today I am starting operation ‘focus on money’. ‘But, Maria, you told us that now is not the time to worry about money; you told us we must focus on surviving the health pandemic instead.’ Yes, I did tell you so, friend. And I meant every word I said….
This is an essentialist guide to credit score. You will learn what is a credit score, who uses it for what decisions, and what can you do to improve your credit report. I may be the only personal finance blogger who had absolutely no idea what is her credit score….
You know, 2022 has been difficult enough without receiving a letter from our water company informing me our bill is going up. Again. This made me have a good, hard look at the rest of our bills and to question again the ways to save energy and water. Energy…
“This is the last thing I need – all this spending in the middle of a health pandemic and, possibly, the worst economic downturn in decades.” It was my last thought before falling asleep last night. You would be correct to assume that I didn’t have a peaceful night…