Build wealth. Love your life
Paying off debt offers more than just financial relief—it provides surprising benefits that can improve your overall well-being. First, it reduces stress and anxiety, giving you peace of mind and freeing mental space. With no debt, you gain control over your income, allowing you to save, invest, or spend…
If you have special skills, earning money quickly in the UK is possible through: Freelancing platforms like Upwork, Fiverr, or PeoplePerHour (you can offer services like graphic design, writing, web development, or marketing). Skilled trades, such as plumbing, electrical work, or handyman services, can bring fast cash through local…
For those in the UK looking to make money quickly without special skills, consider: Delivery work with platforms like Deliveroo, Just Eat, or Uber Eats, which offer flexible hours and immediate earnings. Another fast option is selling unwanted items on Gumtree, Facebook Marketplace, or Vinted. You can also earn…
The power of compounding is described as the eighth wonder of the world. It transforms modest initial investments into substantial wealth. By reinvesting the earnings from your investments, you earn interest not only on your original amount but also on the accumulated interest. This exponential growth can seem slow…
Start by understanding your financial situation. List all debts, their interest rates, and monthly payments. This helps visualize your overall debt. Next, prioritize. High-interest debts generally need to be paid first. However, the “snowball method” recommends paying the smallest debts first for motivational boosts. Thirdly, create a budget. Allocate…
Paying off debt delivers instant peace of mind and long-term financial freedom. It reduces stress, improves credit scores, and increases disposable income. Freedom from monthly payments provides flexibility for unexpected expenses. In the long run, debt elimination fosters wealth accumulation. It allows money previously sucked by interest to be…
In hard times, it’s tempting to ignore paying off debt. However, prioritizing debt repayment is crucial for four reasons. Firstly, debt can snowball, with interest and penalties. This makes it increasingly difficult to regain financial stability. Secondly, unpaid debt damages your credit score, restricting access to favourable loan terms…
When I told a friend my husband corrected a fault plaguing my site that two professionals failed to identify, he asked: ‘Would it be better if your husband builds web-sites instead of working on this long term project of his?’ My husband did consulting jobs hard to get and stressful…
We live in societies of over consumption and consume to offset the consequences of over consumption. Don’t believe me? How much did you eat today? Did you go to the gym to work out these extra calories? Did you drive to the gym? Told you so! This reminded me of…
We hear a lot about strategy, lately. Everyone I know seems to be ‘strategising’, the organisation I work for has a strategy and most company websites greet you with a strategy. Getting to the core of it, these strategies amount to little more than wish lists and/or road maps….
Performing at job interviews is what does it. I conducted many interviews and noticed that people make two simple mistakes. First, they impress the interviewers by obviously talking themselves up. Not impressive: employers are not interested in how great you are; they are interested in how well you could do…
In our drive to become efficient and achieve more we make lists. We keep these separate: we have a list for our grocery shopping; a list for our long, short and medium term goals; a list for our daily tasks. Some keep lists of the movies they have seen and…