Build wealth. Love your life
Today I am starting operation ‘focus on money’. ‘But, Maria, you told us that now is not the time to worry about money; you told us we must focus on surviving the health pandemic instead.’ Yes, I did tell you so, friend. And I meant every word I said….
This is an essentialist guide to credit score. You will learn what is a credit score, who uses it for what decisions, and what can you do to improve your credit report. I may be the only personal finance blogger who had absolutely no idea what is her credit score….
You know, 2022 has been difficult enough. Now we all have a choice. We either save energy or stay cold all the time. Energy is expensive and it will become even more pricey. Still, we managed to reduce energy and utility bills once and will do it again. Here…
“This is the last thing I need – all this spending in the middle of a health pandemic and, possibly, the worst economic downturn in decades.” It was my last thought before falling asleep last night. You would be correct to assume that I didn’t have a peaceful night…
Editor’s note: My son is off to university in September and he needs a new laptop. Naturally, he want an Apple laptop and, being an Apple fan myself, I could not fault his preference. For the last week or so, I’ve been looking at way to save money when…
Editor’s note:Today, I have a great guest post from Chris. Chris started a digital marketing business that focuses on freelance writing, content marketing, and SEO — all while working full-time and playing dad to two kids. You can check out his blog – Money Mozart to read more. With the…
It is this time of year again – Christmas time is when we celebrate, see family and out bank account groan under the strain of expensive presents, unusual food, and selected wines. In brief, this is the time when we can all do with a bit of help towards the…
Predictions show that by 2026, 60 million card payments will be made per day. With such exponential growth in card transactions, erroneous fees and charges are inevitable. As a customer, you have the right to refuse incorrect credit charges and subsequently, claim compensation. So, if you ever find yourself…
Gas boiler service must be carried out regularly; Servicing your gas boiler is often preferable to installing a new one; Sales pitches based on increased efficiency of new boilers are often misleading; Be careful when offered long term loans. A few weeks ago we had a domestic crisis – a…
There are two key elements to building wealth. The first is to make money and to use that money to make even more money. The second is to try to hold on to as much of it as possible by reducing what you spend. There are many techniques that…
Anyone serious about solving their financial woes, saving more each month, or simply gaining a better understanding of where their money is going, need to get on with creating a personal budget. According to CNBC, 81% of Millennials save, and many attribute their saving habits to having a personal budget…
Being frugal with creativity and flare is a virtue. Frugal life is about being mindful with money, energy and time. Frugality is a test of what you value in your life and is empowering. My grandmother was extremely frugal. She grew her own food, never wasted anything and viewed…