Build wealth. Love your life
Creating and sticking to a budget on your own can be tough. Forming a working family-friendly budget for you and your significant other can be even more challenging. Yet, developing a budget for your entire family is another level of difficulty. Managing your family’s finances can present numerous issues…
Automate finances the right way by: Automating your savings; Partially automating your investing; Automating your fixed bills, and semi-automating your changeable spending; Leaving your variable spending manual. Automate your finances, they say. It is like getting your budgeting off the ground and putting the autopilot on – you can relax,…
Eating well for less is high on my mind at present. My inventory of spending for 2020 told a story of food bills that can be lower. Ten years ago our overspending on food was from waste; today this is not the case. Our compost contains proper waste. So,…
Today I am starting operation ‘focus on money’. ‘But, Maria, you told us that now is not the time to worry about money; you told us we must focus on surviving the health pandemic instead.’ Yes, I did tell you so, friend. And I meant every word I said….
This is an essentialist guide to credit score. You will learn what is a credit score, who uses it for what decisions, and what can you do to improve your credit report. I may be the only personal finance blogger who had absolutely no idea what is her credit score….
You know, 2022 has been difficult enough. Now we all have a choice. We either save energy or stay cold all the time. Energy is expensive and it will become even more pricey. Still, we managed to reduce energy and utility bills once and will do it again. Here…
“This is the last thing I need – all this spending in the middle of a health pandemic and, possibly, the worst economic downturn in decades.” It was my last thought before falling asleep last night. You would be correct to assume that I didn’t have a peaceful night…
Editor’s note: My son is off to university in September and he needs a new laptop. Naturally, he want an Apple laptop and, being an Apple fan myself, I could not fault his preference. For the last week or so, I’ve been looking at way to save money when…
This is the second post on how to build a store cupboard written by Elaine Colliar. (You already are aware of the ‘why’ and the benefits that creating a store cupboard brings to your wallet.) Well, start from the first principle – what does your family like to eat?…
Editor’s note:Today, I have a great guest post from Chris. Chris started a digital marketing business that focuses on freelance writing, content marketing, and SEO — all while working full-time and playing dad to two kids. You can check out his blog – Money Mozart to read more. With the…
It is this time of year again – Christmas time is when we celebrate, see family and out bank account groan under the strain of expensive presents, unusual food, and selected wines. In brief, this is the time when we can all do with a bit of help towards the…
Predictions show that by 2026, 60 million card payments will be made per day. With such exponential growth in card transactions, erroneous fees and charges are inevitable. As a customer, you have the right to refuse incorrect credit charges and subsequently, claim compensation. So, if you ever find yourself…