Eight Easy Tips to Use Credit Cards to Your Advantage
The economic downturn has led to more people keeping a closer eye on their finances. Impulse buys are becoming less and less common. It’s not just one-off luxury purchases that consumers are avoiding; many are also trying to make savings on anything from everyday essentials to their monthly household bills….
What did you do for #GivingTuesday?
You know what? I gave Black Friday a miss: it isn’t that big in the UK but I would have missed it anyway. Yesterday I briefly considered buying some stuff for my sons on the Internet; than remembered it is Cyber Monday and decided that shopping can wait. What’s so…
Is saving really a virtue?
The other day I was talking to a younger colleague of mine and it occurred to me that young professionals today have a specific problem. No, it isn’t that they are in debt because of expensive but relatively useless education. As it happens, my colleague and his wife have paid…
Want to win £60 in 60 seconds? Simple, just complete the Barclaycard quiz!
All you have to do is to take the quiz Barclaycard and researchers from the University of Brunel have developed. This will ask you to answer few questions and will place you in one of four ‘shopping tribes’. Oh, and don’t believe the bubble saying ‘It takes 60 seconds to…
How to Use Credit Building Cards to Help your Credit Rating
You may think of a credit card as something people have in reserve for spending sprees or emergencies, but it can also be very handy if you need to rebuild your credit rating. If you have damaged your credit rating in the past or have simply never had credit…
Frugality or folly: stop wasting food!
Sounds simple, right! Not so, according to Waste and Resources Action Programme (WRAP) – a recycling group funded by the UK government and the European Union. WRAPs research shows that in the UK we throw away on average six meals a week; this amounts to about £60 ($97) per household…
Smart Shopping: Save Money On Your Next Grocery Shop By Planning Ahead
For some, having a shopping list is a simple requirement when carrying out your weekly shop. But how many of us actually look at our list as we shop? And how many make a haphazard list based on guesses and ideas we think we’ll need for the week? It’s not…
Do you hate budgeting? So do I, but…
Here is the deal! According to an article published by Yahoo Finance: household average unsecured debt in the UK has increased to slightly under £13,000 ($21,000); 1 in 20 families in the UK turns to payday loans to make ends meet. To make matters worse, today The Independent reported…
Costs and Issues to Consider Before Getting a Dog
Editor’s note: Alex has been researching the costs of having a dog. And I don’t know about you, but I am about to change my mind on this one. Paying £18,000 ($29,000) to have a toddler around for ten to fifteen years? If you are thinking of surprising someone by…
My money mentality – do you recognise yourself?
I wrote recently about my money mentality. I want to tell you how this approach led – or at least contributed substantially – to the crisis we had that was almost fatal. I have always lived with debt but that has not been through frivolous spending, rather the occasional splurge…
Principled Money Posts #56: from have no money at all…
…to puzzling over where some of it is coming from. Surreal, I know, but rather nice. What a money week it’s been! On Monday some money from a side hustle hit the account. ‘Not too shabby’ – I thought – ‘some more to invest towards our financial independence’. Still, I…
Credit card confessions: Brits reveal truth behind their secret spending
Editor’s note: MoneySuperMarket have done some interesting research on the spending about which we choose not to tell our partners and spouses. This spending often leads to debt which make things so much worse between couples. With Christmas approaching, I thought that publishing this press release may serve as a…