Build wealth. Love your life
Does it feel difficult to make your pay stretch to the end of the month without having to cut back on the things you enjoy? If you’re struggling to free up cash, there are easy-to-implement budget hacks to reduce your spending without feeling like you’re missing out. Below, we…
Editor’s note: This is a no-nonsense list of action to take when you have no money at all by Sara Williams: a fellow UK personal finance blogger and a passionate advocate for a fairer debt system..I hope you never find yourself in a desperate situation where you must take…
Here is a tasty and affordable pancake recipe. I call them ‘skinny pancakes’ because they are made with water, not milk. Pancakes with honey and feta cheese! I know this sounds like a strange combination but next time you are eating pancakes don’t keep only to sugar and lemon….
Living a frugal life means being very rational and intentional with your spending. It involves prioritising your spending on things that matter the most and cutting back on those that don’t. Living frugally can have different meanings to different people. However, it does not necessarily mean choosing a staycation…
Who isn’t looking for frugal tips to lower their energy bill, right? It is winter and the costs of energy are creeping up. And the higher your energy bills go the lower your belly sinks because cash is tight, especially this winter. I know. I’ve watched our energy bills…
Eating well for less is high on my mind at present. My inventory of spending for 2020 told a story of food bills that can be lower. Ten years ago our overspending on food was from waste; today this is not the case. Our compost contains proper waste. So,…
There are two key elements to building wealth. The first is to make money and to use that money to make even more money. The second is to try to hold on to as much of it as possible by reducing what you spend. There are many techniques that…
Anyone serious about solving their financial woes, saving more each month, or simply gaining a better understanding of where their money is going, need to get on with creating a personal budget. According to CNBC, 81% of Millennials save, and many attribute their saving habits to having a personal budget…
Being frugal with creativity and flare is a virtue. Frugal life is about being mindful with money, energy and time. Frugality is a test of what you value in your life and is empowering. My grandmother was extremely frugal. She grew her own food, never wasted anything and viewed…
In this article I share 13 rules of effective budgeting to help you ensure that your spending matches your values. Budgeting may not be sexy, but it can be fun. You know that I’ve always felt ambivalent towards budgeting. On the one hand, I really don’t find budgeting sexy. (Yes,…
Prince or pauper, it doesn’t matter how many letters come after your name as we all need to manage our money. Sure, some of us have bigger bank accounts than others but even those rich kids in Surrey need to worry about what they will do when the need to…
Today, I’ll tell you how to have fun on a budget so that you can see your friends, even when in money trouble, and keep your bank account happy. My friend J. Money did what we all should do: instead of trying to figure out what are the most popular…