Build wealth. Love your life
Are you experimenting with frugal living? Are you held back because you don’t understand how to live frugally? Would you appreciate some practical, frugal ideas to start you off? Look no further. Here I offer: A brand of frugality that helps you live a cheaper and wealthier life. The…
I used to think that learning how to manage money wisely is about as exciting as watching snooker on TV. I also believed that money management and keeping track of money are miserable spoilsports. What can I say, I have a strong hedonistic streak – I believe it is…
You pick up your sandwich, crisps and drink and hand over your five-pound note while your mind screams that this is too much. You need cheap lunch ideas to nourish your body (and soul) to stop paying too much for unhealthy food. But is it possible to eat like…
Here you will learn how to implement a new money management strategy and cut your monthly spending by up to 20%. Your money never seems to stretch far enough, does it? You need to cut your monthly bills but want to avoid the pain of strict budgeting. I know…
Create a budget that is fun, enlightening, and liberating by following these five easy steps. You are finished with your shopping. All groceries have been scanned and packed. You present your card to the reader and hear a beep. Your heart twists at the ‘insufficient funds’ message. How the…
Does it feel difficult to make your pay stretch to the end of the month without having to cut back on the things you enjoy? If you’re struggling to free up cash, there are easy-to-implement budget hacks to reduce your spending without feeling like you’re missing out. Below, we…
Editor’s note: This is a no-nonsense list of action to take when you have no money at all by Sara Williams: a fellow UK personal finance blogger and a passionate advocate for a fairer debt system..I hope you never find yourself in a desperate situation where you must take…
Here is a tasty and affordable pancake recipe. I call them ‘skinny pancakes’ because they are made with water, not milk. Pancakes with honey and feta cheese! I know this sounds like a strange combination but next time you are eating pancakes don’t keep only to sugar and lemon….
Living a frugal life means being very rational and intentional with your spending. It involves prioritising your spending on things that matter the most and cutting back on those that don’t. Living frugally can have different meanings to different people. However, it does not necessarily mean choosing a staycation…
Who isn’t looking for frugal tips to lower their energy bill, right? It is winter and the costs of energy are creeping up. And the higher your energy bills go the lower your belly sinks because cash is tight, especially this winter. I know. I’ve watched our energy bills…
Eating well for less is high on my mind at present. My inventory of spending for 2020 told a story of food bills that can be lower. Ten years ago our overspending on food was from waste; today this is not the case. Our compost contains proper waste. So,…
There are two key elements to building wealth. The first is to make money and to use that money to make even more money. The second is to try to hold on to as much of it as possible by reducing what you spend. There are many techniques that…