Build wealth. Love your life
Anyone serious about solving their financial woes, saving more each month, or simply gaining a better understanding of where their money is going, need to get on with creating a personal budget. According to CNBC, 81% of Millennials save, and many attribute their saving habits to having a personal budget…
Being frugal with creativity and flare is a virtue. Frugal life is about being mindful with money, energy and time. Frugality is a test of what you value in your life and is empowering. My grandmother was extremely frugal. She grew her own food, never wasted anything and viewed…
In this article I share 13 rules of effective budgeting to help you ensure that your spending matches your values. Budgeting may not be sexy, but it can be fun. You know that I’ve always felt ambivalent towards budgeting. On the one hand, I really don’t find budgeting sexy. (Yes,…
Prince or pauper, it doesn’t matter how many letters come after your name as we all need to manage our money. Sure, some of us have bigger bank accounts than others but even those rich kids in Surrey need to worry about what they will do when the need to…
Today, I’ll tell you how to have fun on a budget so that you can see your friends, even when in money trouble, and keep your bank account happy. My friend J. Money did what we all should do: instead of trying to figure out what are the most popular…
People often ask me how I budget. Here I share the secrets of successful budgeting. Fair game; I am in personal finance and I have a personal finance blog on which I’ve written a fair bit about successful budgeting, how to pay off debt, and investing. I’ll be completely open…
Money. Sometimes, it seems like everything is about money. Often, money is the main factor in our lives. It’s why we work. It’s how we get the things we need. It’s what drives ambition. The lack of it can mean misery, even starvation. We need to make as much money…
Do you want to know what will save you thousands of pound (dollars) over the next year? Ah, you may be thinking, here is this old trick. She crests our interest and immediately hits us with the same old cr*p. You know the kind I mean. All this stuff…
Number blindness is a real affliction. It is not about being lazy learning your maths and it can seriously affect your personal finances. A tiny number of people can look at a column of figures and just know what it adds up to. More people, perhaps 1 in 20, suffer…
Editor’s note: Today, we have a guest post from Zoe Morrison: an eco-friendly money-saving blogger who writes at www.ecothriftyliving.com. Zoe writes about living an affordable lifestyle, even thrifty, and is not damaging to the environment. We found a shared interest in finding ways to avoid food waste so I…
When I was a little girl I didn’t call this chicken fricassee; this was my mother and her friends when they shared cooking tips. I called it ‘white chicken’. My son used to call it ‘baby stew’; now he simply tells me that he eats it not because he enjoys…
Last night, our Mexican visitor made Spanish omelette for us. Or to use its proper name ‘tortilla de patatas’. “Maria, I can’t really cook. I like cleaning more.” This is what she told me when I said that we like people staying in our house to be part of the…