Build wealth. Love your life
Are you toying with frugal living? Are you held back because you don’t understand how to live frugally? Would you appreciate some practical, frugal ideas to start you off? Look no further. I give you: A brand of frugality that helps you live a cheaper and richer life. The…
Here you will learn how to implement a new money management strategy and cut your monthly spending by up to 20%. Your money never seems to stretch far enough, does it? You need to cut your monthly bills but want to avoid the pain of strict budgeting. I know…
Swipe. Ding. Another purchase made using contactless payment. Oh, the sweet sound of convenience, right? Still, are you feeling a bit out of control deep down? Do you feel your money is leaving your bank account faster than you can say ‘swipe, ding’? I know. I felt the same….
Create a budget that is fun, enlightening, and liberating by following these five easy steps. You are finished with your shopping. All groceries have been scanned and packed. You present your card to the reader and hear a beep. Your heart twists at the ‘insufficient funds’ message. How the…
Does it feel difficult to make your pay stretch to the end of the month without having to cut back on the things you enjoy? If you’re struggling to free up cash, there are easy-to-implement budget hacks to reduce your spending without feeling like you’re missing out. Below, we…
I had to learn how to stop overspending, and I didn’t even realise I had been doing it. Yes, I would have been seriously offended if you had asked me ten years ago whether I was overspending. In my mind, I was living modestly. Then I kept a spending…
I used to think that learning how to manage money wisely is about as exciting as watching snooker on TV. I also believed that money management and keeping track of money are miserable spoilsports. What can I say, I have a strong hedonistic streak – I believe it is…
Today I am starting operation ‘focus on money’. ‘But, Maria, you told us that now is not the time to worry about money; you told us we must focus on surviving the health pandemic instead.’ Yes, I did tell you so, friend. And I meant every word I said….
You know, 2022 has been difficult enough. Now we all have a choice. We either save energy or stay cold all the time. Energy is expensive and it will become even more pricey. Still, we managed to reduce energy and utility bills once and will do it again. Here…
Editor’s note: My son is off to university in September and he needs a new laptop. Naturally, he want an Apple laptop and, being an Apple fan myself, I could not fault his preference. For the last week or so, I’ve been looking at way to save money when…
It is this time of year again – Christmas time is when we celebrate, see family and out bank account groan under the strain of expensive presents, unusual food, and selected wines. In brief, this is the time when we can all do with a bit of help towards the…
Gas boiler service must be carried out regularly; Servicing your gas boiler is often preferable to installing a new one; Sales pitches based on increased efficiency of new boilers are often misleading; Be careful when offered long term loans. A few weeks ago we had a domestic crisis – a…