Build wealth. Love your life
You are ready to control your money. After all, it is on your list of resolutions, and you are determined to take charge of your money and life. Hours later, you are glaring at your computer, checking countless budgeting systems, tools and saving plans. Frustration oozes from every pore…
Managing your finances can feel daunting, but creating a simple income and expense worksheet is a fantastic way to gain control over your money. The good news? You don’t need to be a technical whizz or a spreadsheet expert to build one. This step-by-step guide will walk you through…
Budgeting is often restrictive and complicated, but it doesn’t have to be! Making a weekly budget can offer you the freedom to spend on what matters most while controlling your savings and spending. With a well-designed weekly budget, you can easily manage your finances, reduce unnecessary stress, and even…
People often ask me how I budget. Let me unveil the secrets of successful budgeting. That’s fair game. I am in personal finance, and I have a personal finance blog on which I’ve written a fair bit about successful budgeting, how to pay off debt, and investing. I’ll be completely…
Create a monthly budget that is fun, enlightening, and liberating by following these five easy steps. You are finished with your shopping. All groceries have been scanned and packed. You present your card to the reader and hear a beep. Your heart twists at the message ‘insufficient funds’. How…
Are you experimenting with frugal living? Are you held back because you don’t understand how to live frugally? Would you appreciate some practical, frugal ideas to start you off? Look no further. Here I offer: A brand of frugality that helps you live a cheaper and wealthier life. The…
I used to think that learning how to manage money wisely is about as exciting as watching snooker on TV. I also believed that money management and keeping track of money are miserable spoilsports. What can I say, I have a strong hedonistic streak – I believe it is…
Here you will learn how to implement a new money management strategy and cut your monthly spending by up to 20%. Your money never seems to stretch far enough, does it? You need to cut your monthly bills but want to avoid the pain of strict budgeting. I know…
Swipe. Ding. Another purchase made using contactless payment. Oh, the sweet sound of convenience, right? Still, are you feeling a bit out of control deep down? Do you feel your money is leaving your bank account faster than you can say ‘swipe, ding’? I know. I felt the same….
Does it feel difficult to make your pay stretch to the end of the month without having to cut back on the things you enjoy? If you’re struggling to free up cash, there are easy-to-implement budget hacks to reduce your spending without feeling like you’re missing out. Below, we…
I had to learn how to stop overspending, and I didn’t even realise I had been doing it. Yes, I would have been seriously offended if you had asked me ten years ago whether I was overspending. In my mind, I was living modestly. Then I kept a spending…
You know, 2022 has been difficult enough. Now we all have a choice. We either save energy or stay cold all the time. Energy is expensive and it will become even more pricey. Still, we managed to reduce energy and utility bills once and will do it again. Here…