Top Techniques for Saving Money
There are two key elements to building wealth. The first is to make money and to use that money to make even more money. The second is to try to hold on to as much of it as possible by reducing what you spend. There are many techniques that…
How Semi-retirement is Treating Me (and the pitfalls of freedom to watch)
Semi-retirement is a bit like purgatory – whether you climb to heaven or slide into hell can be a very close call. It all depends on preparation, intention, and action, not on the flip of a coin. At the beginning of September, I told you that I semi-retired by…
Six Rules of Life to Help You Live on Your Terms (and thrive)
Recently I had a very grown-up conversation with my eighteen years old son. This conversation was about the rules of life that make for a good, fulfilled, and abundant time on Earth. Now I’m sharing what I told my son with you. It is a bit ironic; I know….
How to Ask for a Pay Rise: Crash Course for Women (and men who have never asked)
Have you ever asked for a pay rise? No. Fine, keep reading, though only reading this crash course isn’t going to help. Asking for and getting a salary increase needs you to say farewell to long-established ways of thinking, behaviour, and fears. I know because a couple of years ago…
How to Open a Help To Buy ISA Before the Deadline (end of November 2019)
Editor’s note: Today I give you a guest post by Lauren, the creator of Brit On A Budget where she posts about innovative ways to make and save money. You can follow Lauren on Facebook and Twitter. You might have seen numerous tweets and adverts encouraging people to open a…
Semi-Retired and Swapping Income for Time and the Freedom to Live Life on my Terms
Deciding to become semi-retired is not a trivial matter. Ask yourself the following questions: How much money do I need to live comfortably? How much money do I need to retire fully? How is becoming semi-retired going to affect my pension? What will give meaning to my life in semi-retirement?…
15 Ideas for Making Money You Can Try Immediately (and make £500 a month)
We all know what to do with a bit more money. When it comes to ideas for making money, things are not as easy. More likely than not, you have grown up believing that making money is hard. You watched people around you struggle while relying solely on their wages….
6 Beginner Tips for Creating a Personal Budget That Works
Anyone serious about solving their financial woes, saving more each month, or simply gaining a better understanding of where their money is going, need to get on with creating a personal budget. According to CNBC, 81% of Millennials save, and many attribute their saving habits to having a personal budget…
Five Ways to Make Your Money Work for You
Here are the five ways to make your money work for you: Invest in the stock market and other financial instruments (e.g. equities, bonds, mutual funds, ETFs) Invest in luxury goods (e.g. art, sports cars, whisky and wine, precious stones) Invest directly in business (buy into a local business) Invest…
What Being Frugal Means to 17 Money Mavericks
Being frugal with creativity and flare is a virtue. Frugal life is about being mindful with money, energy and time. Frugality is a test of what you value in your life and is empowering. My grandmother was extremely frugal. She grew her own food, never wasted anything and viewed…
5 Ways a Later Life Mortgage Can Improve Your Life (And Make Your Family Adore You)
There are benefits to having a later life mortgage ranging from preparation for your golden years to benefaction and preserving the possibility to borrow. As usual with money, there are also mistakes you must avoid. Benefits and mistakes are set out in this post. “My new apartment is lovely. Unfortunately,…
Innovative Finance ISA: What You Need to Know About It and How It Compares with ISAs
Innovative Finance ISA allows you to use some of, or all, your ISA tax-free allowance to invest with a variety of lending platforms. In the same tax year, ending on 5 April, you can invest in one Cash ISA, one Stocks, and Shares ISA and one IFISA. IFISA, on the…