The UK Tax System at a Glance: tax is no longer a puzzle
Tax is the bane of my life. Understanding the UK tax system is something else. And I suppose that I’m not alone in this. But I have always had a problem working out things like: How much tax I have to pay on my side income? What kind of spending…
10 Personal Finance Myths Experts Like to Tell
Experts like to tell personal finance myths. It isn’t that they try to deceive you on purpose; it is just that the nature of expertise is to offer tried and tested advice. This means that in times of change when the world no longer fits in our ‘tried and…
Eat for Less: Mouth Watering Walnut Topped Biscuits
It is Saturday and I’m feeling a bit down. Having had very bad backache for close to two weeks now doesn’t help. Judging by my reaction to pain now, I suspect I’ll be one of these grumpy, self-obsessed old women one day. Except if I have the sense to feel…
Eat for Less: Oven Baked Cabbage and Feta Cheese
I promised, didn’t I? I promised that every week I’ll try one recipe from my mum’s old cook book and tell you about it. Not least because most of these recipes are really examples of our ‘eat for less’ philosophy. They are: Inexpensive; Delicious; Nutritious; and (mostly) Fast to prepare….
Eat for Less: Finger Licking Cake with Meringue Topping You Can Prepare in Fifteen Minutes
Do you remember my mum’s old cook book? Well, I’ve decided that I’ll try one recipe from it every week. And will tell you about it. You see, I reckon that there isn’t more frugal than people in less wealthy countries (and Bulgaria after WWII fits the bill perfectly). Tasty…
This is Why I Still Love Nutmeg Enough to Stay with Them
Yesterday I opened my Nutmeg account (for my readers in the US, Nutmeg is the UK ‘sister’ of Betterment) and the first thing I saw was a message saying: I’m in for the long run: history tells us that savvy investors stand firm when markets are choppy! The next thing…
4 Simple Ways to Stop Being Financial Failure: it is in your monthly cash flow
Do you know what the only number I need to be able to tell you whether you are financial failure or prosperity superstar is? No, I don’t want to know how much you earn: I know too many people who earn over £100,000 and have twice as much consumer debt….
Eat for Less: Try Oven Baked Tuna This Weekend
Vegetarian our household is not; and it’s very unlikely to be. This dish – oven baked tuna is a suffered compromise between a protein eating enthusiastic teen (my youngest son) and a reformed health eating obsessive (me). I used to be vegetarian. I was strict with it for about five…
Challenging Your Comfort Zone is the Way to Changing Your Life and Money
Now that the conversation concerns comfort zones let me tell you about mine. My comfort zone is about: Staying in nice, clean hotels (usually four-star ones). Having privacy. Peace and quiet so I could sleep. Tasty but not spicy food (and chocolate). Moderate physical effort. Reading. Writing. About a…
You Need to Know the Best Days of the Week for Trading Forex
As you know, the Forex market is open for 24 hours a day, 5 days a week. Since it is a truly global market, it is always business hours. However, you’ve probably noticed that volatility isn’t always the same. There is greater volatility at specific times of specific days, which…
Eat for Less: Chicken Liver Onion Fried in Butter
You are either already thinking that this sounds delicious and you’d tried it this coming weekend or that it is absolutely ‘yak’ and reading further is a nausea inducing waste of time. If you belong to the former camp please go on reading; if you belong to the latter…
7 Rock-solid and Simple Rules of Jobs I wish I Knew When I Was 20
I wish I knew these rules of jobs when I was in my 20s. There were no jobs for us when we graduated in the 1980s. There are no jobs for us when we are a p*ssing distance away from retirement. I tell you, I was born on the…