20+ Money Truths for a Wealth Mindset (Your Mum Didn’t Tell You)
Here are my top five money truths for a wealth and success mindset: Earning trumps penny-pinching. Compound interest is a side-show to wealth building. Invest in the business of YOU for unparalleled returns. Skyrocket your income by being useful and helpful. Strategise back from your desired future, not from…
100 Words on Why Paying Off Debt Matters Even in Tough Times
In hard times, it’s tempting to ignore paying off debt. However, prioritizing debt repayment is crucial for four reasons. Firstly, debt can snowball, with interest and penalties. This makes it increasingly difficult to regain financial stability. Secondly, unpaid debt damages your credit score, restricting access to favourable loan terms…
5 Timeless Strategies for Beating Inflation (& Financial Success)
Inflation made you feel stuck in quicksand, sinking into a financial pit of debt and despair? You’re not alone. We all know that knee-buckling feeling when living costs rise faster than our pay. We may not be in the same boat, but we are in the middle of the…
10 Simple Budget Hacks to Help You Save Money
Does it feel difficult to make your pay stretch to the end of the month without having to cut back on the things you enjoy? If you’re struggling to free up cash, there are easy-to-implement budget hacks to reduce your spending without feeling like you’re missing out. Below, we…
Are ISAs a Good Investment (& Select the Best ISA for You)
One question my readers ask often is are ISAs a good investment. Here I share why stocks and shares ISAs are still one of the best investments around and how you can select the best ISA for you. But let me tell you a story first. The other day, a…
How to Invest Money and Make it Fun: Strip Away Confusion
Ever felt like knowing how to invest money is part of a secret club you can’t crack? You know, that mysterious world where everyone seems to have it figured out while you’re left scratching your head? If you’ve ever thought, “Gosh, I’d love to invest, but it’s so confusing……
13+ Beginner Investing Tips (for Success & Peace of Mind)
Are you an aspiring investor seeking beginner investing tips to guide you? Starting to invest is overwhelming, I understand. You need to figure out where to start. Waking up gasping from a nightmare where you lost all your money is no fun. And let’s be honest, most guidance you…
UK vs Australia Cost of Living Comparison (& Who Has it Better)
Thinking about relocating to Australia? Here is a UK vs Australia cost of living comparison so you don’t jump into anything blindfolded. Australia is a favoured relocation destination for Brits. After all, there are many ties between the UK and Australia, culturally, socially, on the sporting pitch and even family….
Degrees of Financial Independence (& Move Between the Stages)
Do you dream of financial independence? Do you lust after a life of freedom where you can choose what you do and with whom you work? Let me let you on a secret – my dreams are the same as yours. Except, they are becoming my life after a…
How to Pay Less Tax (& 10 Legit Ways to Keep Your Money)
Life would be great if you could pay less tax and keep more of your money, right? There is so much you could do with the money going into the Government’s coffers every month. However, the tax rules are a minefield of complexity and confusion. You could go to…
Dyson vs Henry (& Which One is Better)
You need a new vacuum cleaner, and your choice is down to Dyson vs Henry! You feel overwhelmed and can’t decide which one to buy. On the one hand, you like the quirky Henry and its reliability. On the other, you recognise that Dyson is a known brand for…
10 Specific Actions to Take When You Have No Money At All
Editor’s note: This is a no-nonsense list of action to take when you have no money at all by Sara Williams: a fellow UK personal finance blogger and a passionate advocate for a fairer debt system..I hope you never find yourself in a desperate situation where you must take…