Build wealth. Love your life
Dear friends of The Money Principle, With this post, I am going back to the beginning. You may not remember, or know that, but this site used to be the place where I shared with you my thoughts, my struggle, and my life (such as it is). When I…
You and I have heard many stories about money that spell despair and deprivation. However, your money story doesn’t have to be like that: you can transform the script from one of despair and deprivation to empowerment and success beyond your most untamed dreams. While the media loves a…
Yes, you heard me right – I just sold all my investments. Stocks and Shares ISAs? Sold. Gold coins? Sold. Share in a garage? Sold. Put all my money in our savings account – it is secure there, and it yields a bit of interest. Last tax year, our…
Photo by Nik Shuliahin on Unsplash Do you wish you could stop worrying about money all the time? Do you go to having palpitations, thinking that there are two weeks to the end of the month and money for one week of groceries in your bank account? Do you…
Eating well for less is high on my mind at present. My inventory of spending for 2020 told a story of food bills that can be lower. Ten years ago our overspending on food was from waste; today this is not the case. Our compost contains proper waste. So,…
Calling 2020 ‘surprisingly productive’ is annoying, I know. We share this, you and I – we are both annoyed by people crowing about how they crushed their goals during the on-going lockdown and a raging health pandemic. Stick with me for a while, though, and I will tell you…
This is the second instalment of The Money Principle focus on money – today, I made an inventory of our investments and savings. This year has been a health, emotional, and investing rollercoaster, and my inventory is a testament to that. Still, our investments and savings’ total value is…
Have you done your Christmas shopping? Are you facing a mountain of ‘stuff’, most bought on-line this year I hope, and wondering when are you to find the time to wrap it all? Do you wonder how your gift would be received? You see, I don’t do that. It…
We are coming through trying times. Yes, it is probably the understatement of the decade, but it appears I have lived in England far too long. If I were a ‘proper’ Bulgarian, or Greek, French, Italian, Spanish, and most anyone who lives in the Southern parts of Europe, I…
I’ve done my annual review every year since 2012. The end of December is my time to reflect on what has gone well in my life and what needs improvement, what I’d like in my life and what I’d rather bid farewell. If you are interested in my annual…
It is this time of year again – Christmas time is when we celebrate, see family and out bank account groan under the strain of expensive presents, unusual food, and selected wines. In brief, this is the time when we can all do with a bit of help towards the…
Deciding to become semi-retired is not a trivial matter. Ask yourself the following questions: How much money do I need to live comfortably? How much money do I need to retire fully? How is becoming semi-retired going to affect my pension? What will give meaning to my life in semi-retirement?…