Build wealth. Love your life
Ever felt like knowing how to invest money is part of a secret club you can’t crack? You know, that mysterious world where everyone seems to have it figured out, while you’re left scratching your head? If you’ve ever thought, “Gosh, I’d love to invest, but it’s so confusing……
Are you an aspiring investor seeking beginner investing tips to guide you? Starting to invest is overwhelming, I understand. You need to figure out where to start. Waking up gasping from a nightmare where you lost all your money is no fun. And let’s be honest, most guidance you…
Life would be great if you could pay less tax and keep more of your money, right? There is so much you could do with the money going into the Government’s coffers every month. But the tax rules are a minefield of complexity and confusion. You could go to…
Our Nutmeg review is informed by research and experience – I have invested in a Nutmeg ISA for a decade. Nutmeg or any third party did not influence my opinions. Please read the review, including my take on the Nutmeg portfolios, investment styles, and the analysis of Nutmeg performance,…
Stocks and Shares ISAs are the best investment you could make and here is, in a nutshell, why: Stocks and shares ISAs are tax-free, meaning you won’t be taxed on investment growth and drawdown. Stocks and shares ISAs are versatile and can accommodate various investments. Investment ISAs will benefit anyone…
Innovative Finance ISA allows you to use some of, or all, your ISA tax-free allowance to invest with a variety of lending platforms. In the same tax year, ending on 5 April, you can invest in one Cash ISA, one Stocks, and Shares ISA and one IFISA. IFISA, on the…
Your net worth is the best overall measure of your financial position. Your net worth change over time is a measure of personal finance success (or failure). Analysing net worth regularly is ‘chicken soup’ for your wealth. I’ve written about the importance of knowing your net worth before. There are…
In this post: · I analyse our savings and investments in 2018; · Share the structure of our investment portfolio; and · Explain the rationale for my investing decisions. I already looked at, and reported on, our earnings, spending and cash flow during 2018. We provided a blueprint for following…
Today I’ll share one of the secrets of financial health, namely the importance of your mindset for your financial destiny. You know that I’m very keen on maintaining my financial health and helping others to become, and keep, financially healthy. For me, financial health combines material wealth, emotional wellbeing and…
Editor’s note: Diversifying our investments makes sense, right? Only fools put all their eggs in the same basket. But can we have too much of the sensible thing? This post by a fellow blogger I’ve come to respect argues that we could fall into the trap of over diversifying investments…
I really thought that I know the ISA rules inside out. Until last night, I was messing around on the internet, as you do, and found something that surprised me. Hence, decided to double-check some of the rules of ISA – the end of the tax year is rapidly approaching,…
Three weeks ago, I maxed my investing in stocks and shares ISA; John maxed his as well. “What? You invested in the stock market now, when the index is jumping up and down like an over-excited puppy?” – you may think. Yes, friend. This is exactly what we did….