Build wealth. Love your life
Are you a victim of debt stress? Do you wake up before sunrise, covered in cold sweat and feeling the fear chomping at your gut? You see, when people talk about debt, they seldom discuss feelings. I paid off a considerable amount of debt and learned enough to write…
Securing a mortgage is a significant milestone on the path to homeownership. However, for individuals burdened with existing debt, it’s normal to have questions, such as: Can you get a mortgage with debt? How does equity release work? This article will delve into this topic and explore the options…
Paying off debt delivers instant peace of mind and long-term financial freedom. It reduces stress, improves credit scores, and increases disposable income. Freedom from monthly payments provides flexibility for unexpected expenses. In the long run, debt elimination fosters wealth accumulation. It allows money previously sucked by interest to be…
Editor’s note: This is a no-nonsense list of action to take when you have no money at all by Sara Williams: a fellow UK personal finance blogger and a passionate advocate for a fairer debt system..I hope you never find yourself in a desperate situation where you must take…
Becoming debt free is as much a matter of mentality, or your beliefs and attitudes, as it is about numbers and spreadsheets. Don’t believe me? Hear me out and then decide whether you agree with me. And decide whether you are ready to transform how you see your life,…
You know that we just paid off all our consumer debt. We paid off all shamefully and inappropriately high amount of it n three years. Smooth sailing it was not and, looking back, how to become debt-free has three stages. Naturally, I published a post about it. I wanted…
This post contains debt-busting tips on paying off debt and becoming debt-free. I have already shared the two levels of awareness of debt – the feelings one gets when one only suspects and the certainty of numbers, and the two mental shifts I found helpful when dealing with debt….
You dream about debt freedom and the thing left to figure out is how to pay off debt. I get it. Dream, line and sinker. Living under a mountain of debt is stressful. For years Ostrich has been your favourite yoga pose. You have buried your head in Netflix shows,…
You’ve just decided it’s time to deal with your debt and have set out to learn all there is to know about debt and what to do about it. You read blogs, you read top-notch websites and, if you are really into working things out, you may even be…
If you are up to your neck in debt, then you know just how stressful trying to keep up with bills and payments can be. Financial stress, however, is not simply in your head. If it gets bad enough, it could start affecting your overall health in very serious…
Yesterday I read the story of a guy who took loads of pills and booze trying to kill himself because he had too much debt. He survived and was left with sore tum, a hurting head, and the embarrassment of failure. Embarrassment for which his parents were very, very…
We are debt-free today! And you are looking at an expensive bottle of Cabernet Sauvignon I brought back from Chile. It is empty. We drank it last Friday and it was outstanding wine. Even greater was the occasion – John and I had decided to share this bottle when…