Build wealth. Love your life
Pay off debt or save and invest? This is the question. Prioritizing what you should do with your money is always an issue. Most people, especially those between the ages of 25-40, are usually carefree when it comes to money. Saving up for the future is not really a…
If you are feeling up to your neck in debt, then you know just how stressful trying to keep up with bills and payments can be. That financial stress, however, is not simply in your head. If it gets bad enough, it could start affecting your overall health in…
Today I’ll tell you what I know about how to stay debt-free and the money management systems that help you do it. You see, to get out of debt and stay debt free forever you need to: Get to know your debt intimately; Map your overall financial situation including tracking…
Editor’s note: This is a no-nonsense list of action to take when you have no money at all by Sara Williams: a fellow UK personal finance blogger and a passionate advocate for a fairer debt system..I hope you never find yourself in a situation so desperate that you need to…
Yesterday I read the story of a guy who took loads of pills and booze trying to kill himself because he had too much debt. He survived and was left with sore tum, a hurting head, and the embarrassment of failure. Embarrassment for which his parents were very, very…
…is like a garden of roses: it feels good, affords opportunities and is not without its problems. Don’t be alarmed, please; I have not gone entirely off the rails three months after we paid off our large debt in record time. I am not going to go as far…
We are debt-free today! And you are looking at an expensive bottle of Cabernet Sauvignon I brought back from Chile. It is empty. We drank it last Friday and it was outstanding wine. Even greater was the occasion – John and I had decided to share this bottle when…
Call me a snowflake. Call me an emotional woman. Tell me I don’t understand money because I would rather talk about money mentality (or these pesky feelings, beliefs and values) than primary school maths. Personal finance gurus tell us that our money destiny hangs in the balance between how…
Since I started writing these posts containing debt-busting tips on paying off debt and becoming debt-free, we have been together through the two levels of awareness of debt – the feelings one gets when one only suspects and the certainty of numbers. After that, I shared the two mental…
Who doesn’t want to be on the debt freedom highway, right? I know that when we were in debt, I would have done anything to speed up becoming debt-free. Okay, nearly anything – I would have drawn the line at selling my soul to the Devil. Traditional personal finance…
I promised to share with you the steps I went through when faced with an enormous, scary debt to help you pay off debt intelligently. First, I asked you to search for funny feelings and symptoms that can be an early warning that you have debt. Then lead you,…
I would have never thought that getting in debt may have been the best thing to happen to me but my friend Alison may be onto something. Several years back I was driving a bright yellow Smart Fortwo with grey sidebars. Sweet! All my friends were rather surprised. This…