Build wealth. Love your life
You need a mortgage to buy a house. You also likely have debt; after all, who doesn’t have debt these days? And the question you ask yourself is will debt affect getting a mortgage. I will give you the short answer first, and please forgive me for sounding like…
It is a sad fact that women invest less often and less – a recent poll found that 70% of women reported they have no investments. Couple that with us living longer and we have a serious problem. Many sisters will live in poverty when older and that is a…
I remember trying to puzzle out investing and yearning for beginner investing tips to help me find my way through the maze of possibilities. I looked for investing tips in books and became more muddled by the complex maths and long and unfamiliar words. I searched for opportunities, and…
In this post I share a simple idea to help you look at your net worth (your estate) and make decisions about improving it. The ‘net worth pyramid’ uses two characteristics of wealth – risk and liquidity – to bring some order into the uncertain territory of assets, investments, possessions…
Editor’s note: This is a guest post by my good friend Lesley Negus who lives with her husband in a friendly little market town in East Sussex. She gardens sporadically, cooks constantly, reads everything, runs sometimes, and continues to run her business. Having started life dirt poor, she now…
It is a truth universally accepted that women investing is a problem. It is a problem beyond the ‘personal’ because while women invest less than men, we live longer, meaning serious concerns about retirement, pensions, health care, and older age care. Yet, we, women, don’t spend all our money…
Stocks and Shares ISAs are the best investment you could make and here is, in a nutshell, why: Stocks and shares ISAs are tax-free, meaning you won’t be taxed on investment growth and drawdown. Stocks and shares ISAs are versatile and can accommodate various investments. Investment ISAs will benefit anyone…
Who isn’t looking for frugal tips to lower their energy bill, right? It is winter and the costs of energy are creeping up. And the higher your energy bills goes the lower your belly sinks because cash is tight, especially this winter. I know. I’ve watched our energy bills…
This is the second instalment of The Money Principle focus on money – today, I made an inventory of our investments and savings. This year has been a health, emotional, and investing rollercoaster, and my inventory is a testament to that. Still, our investments and savings’ total value is…
It’s always good to have some money tucked away for a rainy day. But have you thought much about your retirement? Once you stop working, how do you plan to support yourself and your family? These are questions that everyone must ask themselves at one point or another, but…
What would you say if I told you that there is a money hack that can help you increase your income tenfold and more? You’d probably say that I’m either a charlatan belonging to the Tower of London or a raving lunatic with a special place reserved in Bedlam….
Editor’s note: Today I give you a guest post by Lauren, the creator of Brit On A Budget where she posts about innovative ways to make and save money. You can follow Lauren on Facebook and Twitter. You might have seen numerous tweets and adverts encouraging people to open a…