Build wealth. Love your life
This is absolutely impossible! – I hear you thinking. Well, it isn’t impossible. I spent all of last week with someone who has no money at all and is blissfully secure about her future: my sister. I hadn’t spent time alone with my sister for three decades at least: there…
When was the last time you saw your income grow? My income didn’t grow for years. I even believed I’d reached my earning peak and that was that. I believed this until we found ourselves in a lot of debt. Then I realised three important things: You can get…
Sometimes we get this parenting thing entirely wrong. I’m not talking about neglect or mistreatment. I’m talking about something all parents do from time to time; some parents do this most of the time. When was the last time you got really cross with your offspring because they didn’t…
…and you really need to know if you want to win the Game of Wealth. Financial advisers can be very useful: we had one and he was very helpful when we were trying to decide what to do with a small private pension fund pot. We thought that the…
Would you take financial advice from a rapper? Probably not. Most people would rather talk to a personal finance advisor. Cool; if that’s is your swagger. Still, there is much to be said about learning and variety. And there is a lot to be learned about making money, business and…
Lately, business has been on my mind a lot. Coming up with ideas for businesses is what I’ve been puzzling over before I go to sleep, while driving and while sliding fast downhill on bad, slushy snow. Why, you may ask, a university professor is so preoccupied with the…
I wrote recently about my money mentality. I want to tell you how this approach led – or at least contributed substantially – to the crisis we had that was almost fatal. I have always lived with debt but that has not been through frivolous spending, rather the occasional splurge…
Five years ago I had absolutely no idea how much I earned. Let me re-phrase that: I didn’t know how much my salary is. A friend showed me a pint of milk; absolutely no idea how much I was expected to pay for it. Mortgage, bills, monthly spending…yep, you guessed:…
Editors note: Recently someone from ‘my world’ – a world where you’ve had a really bad day if the admin messed up your teaching – told me they are ashamed to live in the developed world. Not because there is poverty, inequality and unemployment but because there are also the…
The day has arrived. That is the day I am no longer unemployed, until January at least. This morning I officially signed off my Job Seeker’s Allowance and it felt good. For one, I’ll no longer have to deal with questioning by advisors about progress with my job search, or…
At home, we have been discussing not so much how we acquired such large consumer debt, nor how we got out of it to the point where we can now repair our roof, install solar panels and invest. No, the question we are now asking is how do we regard…
It’s been a pretty busy week, or at least as busy as it can get without a job. This week I have applied for two positions through my work programme, Avanta, and neither exactly falls into my desired type of job. Yet, at this point I am willing to take…